This will help you to maintain your mortgage payments. We can provide protection insurance from a panel of trusted insurers and produce a full recommendation. With our help you can protect yourself if you;
If you have existing policies in place we can review these to make sure you have the right cover in place and at the best price. This way you ensure the cover is protecting you and your family.
This will provide you will a lump sum that would pay out on your death. It can be a fixed amount or decreasing with your mortgage. This money can also be written into ‘Trust’, meaning it will not form part of your inheritance and will be paid out to your family quickly.
Critical illness or Serious illness can provide a tax-free lump sum if you are diagnosed with having the specific illnesses stated in the policy. A Critical illness could lead you to be unable to work. The cover will give you the peace of mind if the worst were to happen. The funds could pay your mortgage off or provide a lump sum to support you in a time of need.
This provides you with a long-term tax-free income if you are unable to work due to accident or because of sickness. It can be set up for your mortgage term, until the age of retirement, or to meet your budget. If you have sick pay with your employer, you can arrange the cover to kick in after this, therefore protecting you and your family if you were unable to work for a longer period.
This can provide you with the short term set amount per month if you were to suffer sickness, accident or redundancy. You can defer it to match your current sick pay. It can cover you for up to 24 months.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. Think carefully about securing other debts against your home. Will writing, commercial mortgages and some forms of buy to let mortgages are not regulated by the Financial Conduct Authority. The material on the site is the copyright material of Mortgage Saving Expert. You may not copy, reproduce, republish, disassemble, decompile, reverse engineer, download, post, broadcast, transmit, make available to the public, or otherwise use Mortgage Saving Expert content in any way except for your own personal, non-commercial use. Mortgage Saving Expert does not accept any liability for your reliance upon, or any errors or omissions. Any other use of Mortgage Saving Expert content requires the prior written permission of Mortgage Saving Expert. The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK. By contacting us through this website, you consent to our privacy policy. The output from the borrowing and repayment calculators are indicative only and may not represent the exact amount you can borrow or the actual cost of a loan you might be offered by a lender. These calculators should not be relied upon and are to be used as a general guide only. Although we do not charge a broker fee for our advice, we may receive commission from the lender. Mortgage Saving Expert is a trading name of Mortgage Saving Expert (2023) LTD, an appointed representative of The Right Mortgage Limited which is authorised and regulated by the Financial Conduct Authority. Registered office: 57 The Croft, Trowbridge, Wiltshire BA14 0RN. Registered in England. Company number 15088781. FCA number 1004178.
